Recorded Statements to Insurance Companies
Should I give a recorded statement to the other person’s insurance company or sign a release so they can obtain my medical records?
Usually not. The old saying that “anything you say can be used against you” is as true in accident cases as it is in criminal law. This is especially true in Maryland – which is one of only four states to recognize the legal doctrine of Contributory Negligence. Under this law, you can be denied a recovery altogether if you are even partially responsible for the accident – even 1% – even if the other person was charged by the police. The insurance company is hoping that you say something that they can use to deny your claim. I rarely recommend that a client give a recorded statement to the other insurance company.
Please click on the Metropolitan magazine cover to read the feature article about the background, experience, and civic involvement of the husband and wife team of accident attorneys | J. Scott Robertson and Laura E. Robertson. Please feel free to call us today at 410-749-9111 for a free initial consultation for your car or truck accident injury case
An insurance company can misuse a medical release to go on a “fishing expedition” in an attempt to establish, for instance, that your injuries are due to pre-existing conditions.
Once again, getting us involved early can help avoid costly mistakes.